TERMS AND CONDITIONS

UM Webs Program
Operated by OCH United Millions
State of New York, United States

Effective Date: [03/01/2026]

1. LEGALLY BINDING ACCEPTANCE

By:

Accepting delivery of a website developed under the UM Webs Program
Using the website
Remaining in the UM Webs Program
Making any voluntary contribution
Continuing to operate the website

The Client expressly agrees to and is legally bound by these Terms and Conditions under the laws of the State of New York.

No physical signature is required for enforceability.

2. NATURE OF THE PROGRAM

UM Webs is a social and technological initiative operated by OCH United Millions.

Participation does NOT create:

A partnership
A joint venture
A franchise relationship
An employment relationship
An agency relationship
A fiduciary relationship

The Client operates as an independent business entity.

3. ZERO-UPFRONT DEVELOPMENT MODEL

The website is developed at no initial cost as part of a social impact initiative.

OCH United Millions retains full ownership of:

Source code
Technical architecture
Backend systems
Hosting infrastructure
Server configurations
Frameworks and internal systems

The Client receives a limited, revocable, non-transferable right to use the website while participating in the Program.

4. DOMAIN AND HOSTING CONTROL

Domains and hosting services provided under the Program are registered and managed by OCH United Millions for operational stability.

The Client acknowledges:

The domain may be registered under the Company’s administration.
Technical infrastructure remains the exclusive property of the Company.
Upon termination, the Company is not obligated to transfer proprietary digital assets.
Domain transfer, if approved, may require administrative and transfer fees.

The Company reserves the right to retain control in the event of dispute, legal exposure, or reputational risk.

5. VOLUNTARY CONTRIBUTION AND TAX TREATMENT

Monthly contributions are:

Voluntary
Not mandatory payments
Not subscription fees
Not equity investments
Not debt obligations

The Client acknowledges and agrees that:

Contributions may support operational costs and/or social impact programs.
The Client is solely responsible for determining the tax treatment of any contribution.
OCH United Millions makes no representation regarding tax deductibility.
The Company assumes no liability for the Client’s tax filings or financial reporting.

The Client agrees to consult independent tax counsel regarding deductibility or reporting obligations.

6. CLIENT REGULATORY AND TAX RESPONSIBILITY

The Client is solely responsible for:

Business licenses
Regulatory compliance
Federal, state, and local taxes
Industry-specific legal requirements
Consumer protection compliance
Sales tax collection and reporting

OCH United Millions does not audit, verify, or monitor the Client’s legal compliance.

The Company bears no responsibility for regulatory fines, tax penalties, or governmental enforcement actions involving the Client.

7. NO GUARANTEE OF BUSINESS RESULTS

The Company makes no guarantee regarding:

Search engine rankings
Revenue growth
Lead generation
Profitability
Market performance

The website is provided as a digital tool. Business results depend on factors beyond the Company’s control.

8. MAXIMUM LIMITATION OF LIABILITY

To the fullest extent permitted under New York law:

Total cumulative liability of OCH United Millions shall not exceed the lesser of:

USD $500
or
The total voluntary contributions made by the Client in the preceding three (3) months.

Under no circumstances shall the Company be liable for:

Lost profits
Business interruption
Loss of data
Reputational damage
Regulatory fines
Indirect, incidental, punitive, or consequential damages

9. FULL INDEMNIFICATION

The Client agrees to indemnify, defend, and hold harmless OCH United Millions from any claims, liabilities, damages, or legal actions arising from:

Content published on the website
Intellectual property infringement
Misleading advertising
Tax violations
Regulatory violations
Consumer complaints
Employment-related disputes
Government investigations

This obligation survives termination.

10. IMMEDIATE SUSPENSION RIGHTS

The Company may immediately suspend or terminate the website without notice if:

Illegal activity is suspected
Government inquiry is received
There is reputational risk
These Terms are violated

11. MANDATORY BINDING ARBITRATION

Any dispute arising from this Agreement shall be resolved exclusively through binding arbitration in the State of New York in accordance with the rules of the American Arbitration Association.

Both parties expressly waive the right to trial by jury.

12. FORCE MAJEURE

The Company shall not be liable for failure or delay caused by events beyond reasonable control, including:

Cyberattacks
Natural disasters
Infrastructure failures
Government actions
Third-party service provider disruptions

13. REPUTATIONAL PROTECTION

The Client may not use the name “OCH United Millions” or “UM Webs” to:

Guarantee financial results
Promote investments
Imply endorsement beyond website participation
Make unauthorized social impact claims

Violation may result in immediate termination.

14. MODIFICATIONS

OCH United Millions reserves the right to update these Terms at any time.

Continued use of the website constitutes acceptance of any revised Terms.

15. GOVERNING LAW

This Agreement shall be governed exclusively by the laws of the State of New York.